How to send money from Poland to Monobank and PrivatBank bank accounts in Ukraine

Compare international money transfer services for sending money from Poland to Ukraine to a bank account at Monobank or PrivatBank. Exchange rates, fees, received amounts and delivery times.

You send
1 PLN = 11.70878 UAH
You receive 11,708.78 UAH
Updated just now
Sender country
Recipient country
Recipient gets
Loading data…
Include promotions and bonuses?
Include promotions and bonuses?

A promotion may be limited to a new customer or first transfer. “Without bonuses” uses confirmed recurring terms; when a provider does not disclose them, the service remains listed with an explanation.

Promotional rates found: 9.

Payout method

Available services Best offer first
MonobankWestern Union + MonobankPromo
1 PLN = 11.524671 UAH1 PLN = 11.70878 UAH instantly 4.90 PLN0.00 PLN Rate received:
Go to Western Union
11,708.78 ₴
Best offer
PrivatBankWestern Union + PrivatBankPromo
1 PLN = 11.524671 UAH1 PLN = 11.70878 UAH instantly 4.90 PLN0.00 PLN Rate received:
Go to Western Union
11,708.78 ₴
Best offer
PrivatBankRevolut + PrivatBankTransfer in PLN
1 PLN = 11.7 UAH 11 hours 0.00 PLN Rate received:
Go to Revolut
11,700.00 ₴
-8.78 UAH
MonobankRevolut + MonobankTransfer in PLN
1 PLN = 11.6954 UAH 11 hours 0.00 PLN Rate received:
Go to Revolut
11,695.40 ₴
-13.38 UAH
MonobankPaysend + MonobankPromo
1 PLN = 11.567105 UAH1 PLN = 11.67926 UAH a few minutes 4.90 PLN0.00 PLN Rate received:
Go to Paysend
11,679.26 ₴
-29.52 UAH
PrivatBankPaysend + PrivatBankPromo
1 PLN = 11.567105 UAH1 PLN = 11.67926 UAH a few minutes 4.90 PLN0.00 PLN Rate received:
Go to Paysend
11,679.26 ₴
-29.52 UAH
MonobankTransferGo + MonobankConverted via EUR · Promo
1 PLN = 11.51867 UAH 1 business day 0.00 PLN Rate received:
Go to TransferGo
11,518.67 ₴
-190.11 UAH
PrivatBankTransferGo + PrivatBankConverted via EUR · Promo
1 PLN = 11.516407 UAH 1 business day 0.00 PLN Rate received:
Go to TransferGo
11,516.41 ₴
-192.37 UAH
MonobankWise + MonobankStandard offer
1 PLN = 11.46955 UAH being confirmed 11.74 PLN Rate received:
Go to Wise
11,469.55 ₴
-239.23 UAH
PrivatBankWise + PrivatBankStandard offer
1 PLN = 11.46955 UAH being confirmed 11.74 PLN Rate received:
Go to Wise
11,469.55 ₴
-239.23 UAH
MonobankRemitly + MonobankPromo
1 PLN = 11.25 UAH being confirmed 10.00 PLN0.00 PLN Rate received:
Go to Remitly
11,250.00 ₴
-458.78 UAH
PrivatBankRemitly + PrivatBankPromo
1 PLN = 11.25 UAH being confirmed 10.00 PLN0.00 PLN Rate received:
Go to Remitly
11,250.00 ₴
-458.78 UAH

Request details

Poland Ukraine Transfer guide

How to send money from Poland to Ukraine to an account Monobank or ПриватБанк

We compared offers from services transferring money from Poland to Ukraine to an account Monobank or ПриватБанк. Services calculated: 6. Payment and transfer options compared: 82; currency routes including bank: 31. Fees, payout methods and delivery times were taken into account so you can choose the best option.

Contents

Which option is better

Western Union

Based on the current comparison, the best calculated result for sending to an account Monobank or ПриватБанк is offered by Western Union.

Promotional offer: transfer at service rate. With a budget of 1,000.00 PLN, the recipient gets 11,708.78 UAH.

With bonuses and without bonuses

With bonuses: 11,708.78 UAH. The calculation includes preferential exchange rate, discounted fee. Check whether the promotion applies to your profile and amount.

Without bonuses: best route of this service

Western Union · Transfer at service rate

11,468.20 UAH
Service fee
4.90 PLN
Delivery time
instantly
How to pay
Credit card

Under these conditions, it will take 240.58 UAH less to the recipient than in the offer with bonuses.

For repeat transfers another service is more favorable

Revolut · Transfer in Polish zlotys without prior conversion · PrivatBank

11,700.00 UAH
Service fee
0.00 PLN
Delivery time
11 h
How to pay
Revolut balance
Bank fee
0.00 UAH

Revolut increases received amount by 231.80 UAH compared to Western Union without bonuses. Terms for Western Union are shown without bonuses; the current comparison mode is retained for the alternative.

“Refer a friend” rewards are not added to the recipient’s amount. Their terms, countries and thresholds can be found in the “About the service” tab.

Which bank is better to send to

ПриватБанк11,700.00 UAH
Revolut

Transfer in Polish zlotys without prior conversion.

Best result among selected banks

Monobank11,695.40 UAH
Revolut

Transfer in Polish zlotys without prior conversion.

Recipient gets 4.60 UAH less

If maximum received amount is important, we recommend ПриватБанк. Compared to sending to Monobank, the recipient will receive 4.60 UAH more.

Cash withdrawals and onward transfers: what depends on the card
  • Monobank. Standard cash withdrawal of own funds in Ukraine is 0.9% of the withdrawn amount. Transferring own funds to an individual’s card or account at a Ukrainian bank is free; separate terms apply to non-bank recipients. Monobank rates.
  • PrivatBank, “Universalna”. Base cash withdrawal fee for own funds at PrivatBank ATMs and branches is 1%. Loyalty subscriptions may reduce the fee. Universalna card rates.
  • PrivatBank, “Card for Payouts”. Cash withdrawals at ATMs and branches in Ukraine are free of charge. Receiving international transfers or onward card transfers may carry separate terms; free withdrawal does not mean the entire route is free of charge. Card for Payouts rates.

Verified September 14, 2026. These costs arise after crediting and are not deducted from the international transfer amount quoted above. Different conditions apply to credit funds, foreign exchange operations and special card products.

Western Union calculates payout in hryvnias. The result includes a promotional rate or fee: conditions for repeat transfers are compared above.

Service fee
0.00 PLN
Delivery time
instantly
How to pay
Credit card

Data updated: Western Union — .

How to send money via Western Union

  1. Prepare recipient details

    Obtain the recipient’s bank details for an incoming transfer in the selected currency. Enter the account number, bank code and other fields required by the service. An IBAN is only required for countries and banks using this format.

  2. Send transfer via Western Union

    Select transfer to to Ukraine, receiving to a bank account and payment: Credit card. Verify rate, fee and received amount.

  3. Verify receipt

    Recipient verifies crediting in hryvnias. Separate exchange through intermediate currency is not required.

Delivery time: instantly. Bank processing on weekends and holidays, compliance checks and recipient actions may increase transfer time.

Which offers are worth considering

Compare amounts and delivery times. If money is needed urgently, a faster option may be more convenient even with a slightly lower payout.

Comparison of payout methods

With the same budget of 1,000.00 PLN, we compare the amount the recipient receives. Difference relative to current option: 11,708.78 UAH. Promotion mode retained.

ProfeeTo card11,718.41 UAH+9.63 UAH to receiveinstantlyRemitlyIn cash11,621.65 UAH−87.13 UAH to receiveDelivery time not returned by provider

Among these methods, currently most to the recipient when transferring to a card via Profee: 11,718.41 UAH. Delivery time: instantly.

Offer details

What to know about the service before paying

Select a service: payment method, currencies, delivery time and payout sequence apply to the current calculation.

Western Union+

Western Union · to account. How to pay: Credit card. Delivery time: instantly.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

Revolut+

Revolut · to account · ПриватБанк. How to pay: Revolut balance. Delivery time: 11 h.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

Paysend+

Paysend · to account. How to pay: See payment method in offer card. Delivery time: A few min.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

TransferGo+

TransferGo · to account · Monobank. How to pay: See payment method in offer card. Delivery time: 1 business days.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

Wise+

Wise · to account · Monobank. How to pay: See payment method in offer card. Delivery time: Delivery time not returned by provider.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

Remitly+

Remitly · to account. How to pay: Debit card. Delivery time: Delivery time not returned by provider.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

Questions & answers

Before your first transfer — and the next

What details are required for an account transfer?

The recipient obtains their IBAN and SWIFT/BIC details in their online banking app.

How to get the best transfer deal from Poland to Ukraine?

Compare the net received amount for the exact same send budget, delivery method and promotion terms.

What is SmartPay by paytoua.com?

SmartPay analyzes direct transfers versus intermediate currency routes with bank conversion to maximize received value.

Why is an alternative currency recommended?

A route through an intermediate currency can yield a higher final amount after all fees and bank rates are factored in.

Does the recipient need to manually convert the funds?

This depends on the bank account type: automatic crediting or manual conversion in the banking app.

Why is a zero-fee transfer not always the cheapest?

The cost may be built into a less favorable exchange rate markup.

What is the difference between promotional and standard rates?

A promotion may only apply to first-time transfers or specific amounts.

How long does a transfer from Poland to Ukraine take?

Delivery times range from instantly to 1–2 business days depending on payment method and bank hours.

Can money be collected without a bank card?

Yes, select cash pickup in the calculator if available for the selected corridor.

Which information should never be shared?

Never share card PINs, CVV/CVC security codes, or one-time SMS passwords.