How to send money from Canada to a bank account in Philippines

Compare international money transfer services for sending money from Canada to the Philippines to a bank account. Exchange rates, fees, received amounts and delivery times.

You send
1 CAD = 44.994496 PHP
You receive 44,994.50 PHP
Updated just now
Sender country
Recipient country
Recipient gets
Loading data…
Include promotions and bonuses?
Include promotions and bonuses?

A promotion may be limited to a new customer or first transfer. “Without bonuses” uses confirmed recurring terms; when a provider does not disclose them, the service remains listed with an explanation.

Promotional rates found: 15.
Available services Best offer first
Western UnionPromo
1 CAD = 44.166813 PHP1 CAD = 44.994496 PHP 2 days 0.99 CAD0.00 CAD Rate received:
44,994.50 PHP
Best offer
WorldRemitPromo
1 CAD = 44.1063 PHP1 CAD = 44.9836 PHP same day 0.00 CAD Rate received:
44,984.00 PHP
-10.50 PHP
RemitlyPromo
1 CAD = 44.13 PHP1 CAD = 44.92 PHP 4 hours 0.00 CAD Rate received:
44,920.00 PHP
-74.50 PHP
ProfeePromo
1 CAD = 44.161465 PHP instantly 0.00 CAD Rate received:
44,161.46 PHP
-833.04 PHP
XEStandard offer
1 CAD = 44.109 PHP 3 business days 0.00 CAD Rate received:
44,109.00 PHP
-885.50 PHP
TapTapSendStandard offer
1 CAD = 43.9 PHP instantly 0.00 CAD Rate received:
43,900.00 PHP
-1,094.50 PHP
WiseStandard offer
1 CAD = 44.11873 PHP being confirmed 7.14 CAD Rate received:
43,803.72 PHP
-1,190.78 PHP
Canada Philippines Transfer guide

How to send money from Canada to the Philippines to a bank account

We compared offers from services transferring money from Canada to the Philippines to a bank account. Services calculated: 7. Payment and transfer options compared: 27; currency routes including bank: 7. Fees, payout methods and delivery times were taken into account so you can choose the best option.

Contents

Which option is better

Western Union

Based on the current comparison, the best calculated result for sending to a bank account is offered by Western Union.

Promotional offer: transfer at service rate. With a budget of 1,000.00 CAD, the recipient gets 44,994.50 PHP.

With bonuses and without bonuses

With bonuses: 44,994.50 PHP. The calculation includes preferential exchange rate, discounted fee. Check whether the promotion applies to your profile and amount.

Without bonuses: best route of this service

Western Union · Transfer at service rate

44,256.52 PHP
Service fee
0.99 CAD
Delivery time
1 days
How to pay
See payment method in offer card

Under these conditions, it will take 737.98 PHP less to the recipient than in the offer with bonuses.

For repeat transfers another service is more favorable

WorldRemit · Promotional offer: transfer at service rate

44,984.00 PHP
Service fee
0.00 CAD
Delivery time
Same days
How to pay
Debit card

Standard tariff is not fully disclosed. Known terms were used, including any available promotional rate or fee if standard ones are unpublished. Check them in the service; details allow custom values.

WorldRemit increases received amount by 727.48 PHP compared to Western Union without bonuses. Terms for Western Union are shown without bonuses; the current comparison mode is retained for the alternative; difference is tentative as some standard terms are undisclosed.

“Refer a friend” rewards are not added to the recipient’s amount. Their terms, countries and thresholds can be found in the “About the service” tab.

Western Union calculates payout in PHP. The result includes a promotional rate or fee: conditions for repeat transfers are compared above.

Service fee
0.00 CAD
Delivery time
2 days
How to pay
See payment method in offer card

Data updated: Western Union — .

How to send money via Western Union

  1. Prepare recipient details

    Obtain the recipient’s bank details for an incoming transfer in the selected currency. Enter the account number, bank code and other fields required by the service. An IBAN is only required for countries and banks using this format.

  2. Send transfer via Western Union

    Select transfer to to the Philippines, receiving to a bank account and payment: See payment method in offer card. Verify rate, fee and received amount.

  3. Verify receipt

    Recipient verifies crediting in PHP. Separate exchange through intermediate currency is not required.

Delivery time: 2 days. Bank processing on weekends and holidays, compliance checks and recipient actions may increase transfer time.

Which offers are worth considering

Compare amounts and delivery times. If money is needed urgently, a faster option may be more convenient even with a slightly lower payout.

Comparison of payout methods

With the same budget of 1,000.00 CAD, we compare the amount the recipient receives. Difference relative to current option: 44,994.50 PHP. Promotion mode retained.

Among these methods, currently most to the recipient when transferring to a mobile wallet via Western Union: 44,994.50 PHP. Delivery time: 1 days.

Offer details

What to know about the service before paying

Select a service: payment method, currencies, delivery time and payout sequence apply to the current calculation.

Western Union+

Western Union · to account. How to pay: See payment method in offer card. Delivery time: 2 days.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

WorldRemit+

WorldRemit · to account. How to pay: Debit card. Delivery time: Same days.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

Remitly+

Remitly · to account. How to pay: See payment method in offer card. Delivery time: 4 h.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

Profee+

Profee · to account. How to pay: Bank card. Delivery time: instantly.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

XE+

XE · to account. How to pay: See payment method in offer card. Delivery time: 3 business days.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

TapTapSend+

TapTapSend · to account. How to pay: Bank card. Delivery time: instantly.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

Wise+

Wise · to account. How to pay: See payment method in offer card. Delivery time: Delivery time not returned by provider.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

Questions & answers

Before your first transfer — and the next

What details are required for an account transfer?

The recipient obtains their IBAN and SWIFT/BIC details in their online banking app.

How to get the best transfer deal from Canada to the Philippines?

Compare the net received amount for the exact same send budget, delivery method and promotion terms.

Why is an alternative currency recommended?

A route through an intermediate currency can yield a higher final amount after all fees and bank rates are factored in.

Why is a zero-fee transfer not always the cheapest?

The cost may be built into a less favorable exchange rate markup.

What is the difference between promotional and standard rates?

A promotion may only apply to first-time transfers or specific amounts.

How long does a transfer from Canada to the Philippines take?

Delivery times range from instantly to 1–2 business days depending on payment method and bank hours.

Can money be collected without a bank card?

Yes, select cash pickup in the calculator if available for the selected corridor.

Which information should never be shared?

Never share card PINs, CVV/CVC security codes, or one-time SMS passwords.

Data sources

Calculations can be verified

Exchange rates, amounts and delivery times come from the exact same live comparison as the cards above. Service quote timestamps and bank exchange rate timestamps are indicated separately. Banking rules are informational with direct source links.