Western UnionPromoHow to send money from Canada to a bank account in Philippines
Compare international money transfer services for sending money from Canada to the Philippines to a bank account. Exchange rates, fees, received amounts and delivery times.
Payout method
Western UnionPromo
WorldRemitPromo
RemitlyPromo
ProfeePromo
XEStandard offer
WiseStandard offerRequest details
How to send money from Canada to the Philippines to a bank account
We compared offers from services transferring money from Canada to the Philippines to a bank account. Services calculated: 7. Payment and transfer options compared: 27; currency routes including bank: 7. Fees, payout methods and delivery times were taken into account so you can choose the best option.
Contents
Which option is better
Based on the current comparison, the best calculated result for sending to a bank account is offered by Western Union.
Promotional offer: transfer at service rate. With a budget of 1,000.00 CAD, the recipient gets 44,994.50 PHP.
With bonuses and without bonuses
With bonuses: 44,994.50 PHP. The calculation includes preferential exchange rate, discounted fee. Check whether the promotion applies to your profile and amount.
Without bonuses: best route of this service
Western Union · Transfer at service rate
- Service fee
- 0.99 CAD
- Delivery time
- 1 days
- How to pay
- See payment method in offer card
Under these conditions, it will take 737.98 PHP less to the recipient than in the offer with bonuses.
For repeat transfers another service is more favorable
WorldRemit · Promotional offer: transfer at service rate
- Service fee
- 0.00 CAD
- Delivery time
- Same days
- How to pay
- Debit card
Standard tariff is not fully disclosed. Known terms were used, including any available promotional rate or fee if standard ones are unpublished. Check them in the service; details allow custom values.
WorldRemit increases received amount by 727.48 PHP compared to Western Union without bonuses. Terms for Western Union are shown without bonuses; the current comparison mode is retained for the alternative; difference is tentative as some standard terms are undisclosed.
“Refer a friend” rewards are not added to the recipient’s amount. Their terms, countries and thresholds can be found in the “About the service” tab.
Western Union calculates payout in PHP. The result includes a promotional rate or fee: conditions for repeat transfers are compared above.
- Service fee
- 0.00 CAD
- Delivery time
- 2 days
- How to pay
- See payment method in offer card
Data updated: Western Union — .
How to send money via Western Union
Prepare recipient details
Obtain the recipient’s bank details for an incoming transfer in the selected currency. Enter the account number, bank code and other fields required by the service. An IBAN is only required for countries and banks using this format.
Send transfer via Western Union
Select transfer to to the Philippines, receiving to a bank account and payment: See payment method in offer card. Verify rate, fee and received amount.
Verify receipt
Recipient verifies crediting in PHP. Separate exchange through intermediate currency is not required.
Delivery time: 2 days. Bank processing on weekends and holidays, compliance checks and recipient actions may increase transfer time.
Which offers are worth considering
Compare amounts and delivery times. If money is needed urgently, a faster option may be more convenient even with a slightly lower payout.
Comparison of payout methods
With the same budget of 1,000.00 CAD, we compare the amount the recipient receives. Difference relative to current option: 44,994.50 PHP. Promotion mode retained.
Among these methods, currently most to the recipient when transferring to a mobile wallet via Western Union: 44,994.50 PHP. Delivery time: 1 days.
What to know about the service before paying
Select a service: payment method, currencies, delivery time and payout sequence apply to the current calculation.
Western Union+
Western Union · to account. How to pay: See payment method in offer card. Delivery time: 2 days.
In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.
WorldRemit+
WorldRemit · to account. How to pay: Debit card. Delivery time: Same days.
In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.
Remitly+
Remitly · to account. How to pay: See payment method in offer card. Delivery time: 4 h.
In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.
Profee+
Profee · to account. How to pay: Bank card. Delivery time: instantly.
In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.
XE+
XE · to account. How to pay: See payment method in offer card. Delivery time: 3 business days.
In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.
TapTapSend+
TapTapSend · to account. How to pay: Bank card. Delivery time: instantly.
In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.
Wise+
Wise · to account. How to pay: See payment method in offer card. Delivery time: Delivery time not returned by provider.
In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.
Before your first transfer — and the next
What details are required for an account transfer?
The recipient obtains their IBAN and SWIFT/BIC details in their online banking app.
How to get the best transfer deal from Canada to the Philippines?
Compare the net received amount for the exact same send budget, delivery method and promotion terms.
Why is an alternative currency recommended?
A route through an intermediate currency can yield a higher final amount after all fees and bank rates are factored in.
Why is a zero-fee transfer not always the cheapest?
The cost may be built into a less favorable exchange rate markup.
What is the difference between promotional and standard rates?
A promotion may only apply to first-time transfers or specific amounts.
How long does a transfer from Canada to the Philippines take?
Delivery times range from instantly to 1–2 business days depending on payment method and bank hours.
Can money be collected without a bank card?
Yes, select cash pickup in the calculator if available for the selected corridor.
Which information should never be shared?
Never share card PINs, CVV/CVC security codes, or one-time SMS passwords.