How to send money from Canada to Monobank and PrivatBank cards in Ukraine

Compare international money transfer services for sending money from Canada to Ukraine to a card at Monobank or PrivatBank. Exchange rates, fees, received amounts and delivery times.

You send
1 CAD = 31.47002 UAH
You receive 31,470.02 UAH
Updated just now
Sender country
Recipient country
Recipient gets
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Include promotions and bonuses?
Include promotions and bonuses?

A promotion may be limited to a new customer or first transfer. “Without bonuses” uses confirmed recurring terms; when a provider does not disclose them, the service remains listed with an explanation.

Promotional rates found: 8.
Available services Best offer first
MonobankPaysend + MonobankPromo
1 CAD = 31.422816 UAH1 CAD = 31.47002 UAH a few minutes 3.00 CAD0.00 CAD Rate received:
31,470.02 ₴
Best offer
PrivatBankPaysend + PrivatBankPromo
1 CAD = 31.422816 UAH1 CAD = 31.47002 UAH a few minutes 3.00 CAD0.00 CAD Rate received:
31,470.02 ₴
Best offer
MonobankProfee + MonobankPromo
1 CAD = 31.30225 UAH instantly 0.00 CAD Rate received:
31,302.25 ₴
-167.77 UAH
PrivatBankProfee + PrivatBankPromo
1 CAD = 31.30225 UAH instantly 0.00 CAD Rate received:
31,302.25 ₴
-167.77 UAH
MonobankWestern Union + MonobankPromo
1 CAD = 31.20109 UAH1 CAD = 31.23293 UAH 1–2 days 2.99 CAD0.00 CAD Rate received:
31,232.93 ₴
-237.09 UAH
PrivatBankWestern Union + PrivatBankPromo
1 CAD = 31.20109 UAH1 CAD = 31.23293 UAH 1–2 days 2.99 CAD0.00 CAD Rate received:
31,232.93 ₴
-237.09 UAH
Canada Ukraine Transfer guide

How to send money from Canada to Ukraine to a card Monobank or ПриватБанк

We compared offers from services transferring money from Canada to Ukraine to a card Monobank or ПриватБанк. Services calculated: 3. Payment and transfer options compared: 14; currency routes including bank: 11. Fees, payout methods and delivery times were taken into account so you can choose the best option.

Contents

Which option is better

Paysend

Based on the current comparison, the best calculated result for sending to a card Monobank or ПриватБанк is offered by Paysend.

Promotional offer: transfer at service rate. With a budget of 1,000.00 CAD, the recipient gets 31,470.02 UAH.

With bonuses and without bonuses

With bonuses: 31,470.02 UAH. The calculation includes preferential exchange rate и discounted fee. Check whether the promotion applies to your profile and amount.

Without bonuses: best route of this service

Paysend · Transfer at service rate

31,328.55 UAH
Service fee
3.00 CAD
Delivery time
A few minutes
How to pay
See payment method in offer card

Under these conditions, it will take 141.47 UAH less to the recipient than in the offer with bonuses.

Among the calculated standard offers of other services, there is currently none with a better result.

“Refer a friend” rewards are not added to the recipient’s amount. Their terms, countries and thresholds can be found in the “About the service” tab.

According to the current calculation, the received amount does not depend on the chosen bank: the recipient will receive the exact same amount. Choose a bank considering your card terms, cash withdrawals and onward transfers.

Cash withdrawals and onward transfers: what depends on the card
  • Monobank. Standard cash withdrawal of own funds in Ukraine is 0.9% of the withdrawn amount. Transferring own funds to an individual’s card or account at a Ukrainian bank is free; separate terms apply to non-bank recipients. Monobank rates.
  • PrivatBank, “Universalna”. Base cash withdrawal fee for own funds at PrivatBank ATMs and branches is 1%. Loyalty subscriptions may reduce the fee. Universalna card rates.
  • PrivatBank, “Card for Payouts”. Cash withdrawals at ATMs and branches in Ukraine are free of charge. Receiving international transfers or onward card transfers may carry separate terms; free withdrawal does not mean the entire route is free of charge. Card for Payouts rates.

Verified September 14, 2026. These costs arise after crediting and are not deducted from the international transfer amount quoted above. Different conditions apply to credit funds, foreign exchange operations and special card products.

Paysend calculates payout in hryvnias. The result includes a promotional rate or fee: conditions for repeat transfers are compared above.

Service fee
0.00 CAD
Delivery time
A few minutes
How to pay
See payment method in offer card

Data updated: Paysend — .

How to send money via Paysend

  1. Prepare recipient details

    Enter recipient name and card number. Verify bank and currency.

  2. Send transfer via Paysend

    Select transfer to to Ukraine, receiving to a card and payment: See payment method in offer card. Verify rate, fee and received amount.

  3. Verify receipt

    Recipient verifies crediting in hryvnias. Separate exchange through intermediate currency is not required.

Delivery time: A few minutes. Bank processing on weekends and holidays, compliance checks and recipient actions may increase transfer time.

Which offers are worth considering

Compare amounts and delivery times. If money is needed urgently, a faster option may be more convenient even with a slightly lower payout.

Comparison of payout methods

With the same budget of 1,000.00 CAD, we compare the amount the recipient receives. Difference relative to current option: 31,470.02 UAH. Promotion mode retained.

Among these methods, currently most to the recipient when transferring to a card via Paysend: 31,470.02 UAH. Delivery time: A few minutes.

Offer details

What to know about the service before paying

Select a service: payment method, currencies, delivery time and payout sequence apply to the current calculation.

Paysend+

Paysend · to card. How to pay: See payment method in offer card. Delivery time: A few minutes.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

Profee+

Profee · to card. How to pay: Bank card. Delivery time: Instant.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

Western Union+

Western Union · to card. How to pay: See payment method in offer card. Delivery time: 1-2 days.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

Questions & answers

Before your first transfer — and the next

Is a card number or IBAN required?

For card transfers, enter the recipient’s card number and name. An IBAN is used separately for bank account transfers.

Can virtual, debit or credit cards be used?

Specific card eligibility is confirmed by the provider before payment.

Why is another currency sent to a local card?

With SmartPay, the service may send an intermediate currency that the recipient’s bank exchanges at a favorable rate.

How to get the best transfer deal from from Canada to to Ukraine?

Compare the net received amount for the exact same send budget, delivery method and promotion terms.

What is SmartPay by paytoua.com?

SmartPay analyzes direct transfers versus intermediate currency routes with bank conversion to maximize received value.

Why is an alternative currency recommended?

A route through an intermediate currency can yield a higher final amount after all fees and bank rates are factored in.

Does the recipient need to manually convert the funds?

This depends on the bank account type: automatic crediting or manual conversion in the banking app.

Why is a zero-fee transfer not always the cheapest?

The cost may be built into a less favorable exchange rate markup.

What is the difference between promotional and standard rates?

A promotion may only apply to first-time transfers or specific amounts.

How long does a transfer from from Canada to to Ukraine take?

Delivery times range from instantly to 1–2 business days depending on payment method and bank hours.

Can money be collected without a bank card?

Yes, select cash pickup in the calculator if available for the selected corridor.

Which information should never be shared?

Never share card PINs, CVV/CVC security codes, or one-time SMS passwords.