How to send money from Switzerland to Ukraine to a card at Monobank or PrivatBank?

Switzerland

Ukraine Transfer guide

How to send money from Switzerland to Ukraine to a card Monobank or ПриватБанк

We compared offers from services transferring money from Switzerland to Ukraine to a card Monobank or ПриватБанк. Services calculated: 4. Payment and transfer options compared: 24; currency routes including bank: 18. Fees, payout methods and delivery times were taken into account so you can choose the best option.

Contents

Which option is better

Revolut

Based on the current comparison, the best calculated result for sending to a card Monobank or ПриватБанк is offered by Revolut.

Transfer with conversion into US dollars. With a budget of 1,000.00 CHF, the recipient gets 54,266.06 UAH at Monobank.

Which bank is better to send to

Monobank54,266.06 UAH

Revolut

Transfer with conversion into US dollars.

Best result among selected banks

ПриватБанк54,129.83 UAH

Revolut

Transfer with conversion into euros.

Recipient gets 136.23 UAH less

If maximum received amount is important, we recommend Monobank. Compared to sending to ПриватБанк, the recipient will receive 136.23 UAH more.

Cash withdrawals and onward transfers: what depends on the card

Monobank. Standard cash withdrawal of own funds in Ukraine is 0.9% of the withdrawn amount. Transferring own funds to an individual’s card or account at a Ukrainian bank is free; separate terms apply to non-bank recipients. Monobank rates.
PrivatBank, “Universalna”. Base cash withdrawal fee for own funds at PrivatBank ATMs and branches is 1%. Loyalty subscriptions may reduce the fee. Universalna card rates.
PrivatBank, “Card for Payouts”. Cash withdrawals at ATMs and branches in Ukraine are free of charge. Receiving international transfers or onward card transfers may carry separate terms; free withdrawal does not mean the entire route is free of charge. Card for Payouts rates.

Verified September 14, 2026. These costs arise after crediting and are not deducted from the international transfer amount quoted above. Different conditions apply to credit funds, foreign exchange operations and special card products.

Using SmartPay by paytoua.com, we compared 3 currency variants of Revolut for Monobank. For this route, first top up your Revolut balance in Swiss francs, then exchange Swiss francs for US dollars. The service will send US dollars to a card Monobank; final amount in hryvnias is calculated at the bank’s exchange rate.

Service fee: 0.00 CHF
Delivery time: instantly
How to pay: Revolut balance
Bank fee: 0.00 UAH

Data updated: Revolut — 09/23, 06:36 AM UTC; Monobank — 09/23, 07:00 AM UTC.

How to send money via Revolut

Prepare recipient details
Enter recipient name and card number. Verify bank and currency. Use details for Monobank for transfer in US dollars.
Top up Revolut balance
Credit Swiss francs to balance. Check available methods and funding fees in the app before depositing. Payment method selected in calculation: Revolut balance.
Exchange currency before sending
Exchange Swiss francs to US dollars in Revolut. Check rate and all exchange fees before confirming.
Send transfer via Revolut
Send US dollars to a card Monobank.
Receipt and bank conversion
Before sending, confirm with Monobank the crediting currency and conversion procedure: automatic or requiring recipient action. Calculation in hryvnias uses available bank rate.

Delivery time: instantly. Bank processing on weekends and holidays, compliance checks and recipient actions may increase transfer time.

Other currency variants from Revolut

Same budget, bank and payout method. Click an option to view its calculation.

Which offers are worth considering

Compare amounts and delivery times. If money is needed urgently, a faster option may be more convenient even with a slightly lower payout.

Comparison of payout methods

With the same budget of 1,000.00 CHF, we compare the amount the recipient receives. Difference relative to current option: 54,266.06 UAH. Promotion mode retained.

RevolutTo account54,658.10 UAH+392.04 UAH to receiveСрок валютного перевода уточняется

Western UnionIn cash52,739.10 UAH−1,526.96 UAH to receiveinstantly

Among these methods, currently most to the recipient when transferring to a bank account via Revolut: 54,658.10 UAH. Delivery time: Срок валютного перевода уточняется.

Offer details

What to know about the service before paying

Select a service: payment method, currencies, delivery time and payout sequence apply to the current calculation.

Revolut+

Revolut · to card · Monobank. How to pay: Revolut balance. Delivery time: instantly.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

Paysend+

Paysend · to card · Monobank. How to pay: See payment method in offer card. Delivery time: A few min.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

Western Union+

Western Union · to card. How to pay: Credit card. Delivery time: 1 days.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

Skrill+

Skrill · to card. How to pay: Debit card. Delivery time: instantly.

In the “About service” tab: overview, app ratings, welcome promotions and referral terms with sources.

Questions & answers

Before your first transfer — and the next

Is a card number or IBAN required?

For card transfers, enter the recipient’s card number and name. An IBAN is used separately for bank account transfers.

Can virtual, debit or credit cards be used?

Specific card eligibility is confirmed by the provider before payment.

Why is another currency sent to a local card?

With SmartPay, the service may send an intermediate currency that the recipient’s bank exchanges at a favorable rate.

How to get the best transfer deal from Switzerland to Ukraine?

Compare the net received amount for the exact same send budget, delivery method and promotion terms.

What is SmartPay by paytoua.com?

SmartPay analyzes direct transfers versus intermediate currency routes with bank conversion to maximize received value.

Why is an alternative currency recommended?

A route through an intermediate currency can yield a higher final amount after all fees and bank rates are factored in.

Does the recipient need to manually convert the funds?

This depends on the bank account type: automatic crediting or manual conversion in the banking app.

Why is a zero-fee transfer not always the cheapest?

The cost may be built into a less favorable exchange rate markup.

What is the difference between promotional and standard rates?

A promotion may only apply to first-time transfers or specific amounts.

How long does a transfer from Switzerland to Ukraine take?

Delivery times range from instantly to 1–2 business days depending on payment method and bank hours.

Can money be collected without a bank card?

Yes, select cash pickup in the calculator if available for the selected corridor.

Which information should never be shared?

Never share card PINs, CVV/CVC security codes, or one-time SMS passwords.

How to send money from Switzerland to Monobank and PrivatBank cards in Ukraine

Which option is better

Which bank is better to send to

How to send money via Revolut

Prepare recipient details

Top up Revolut balance

Exchange currency before sending

Send transfer via Revolut

Receipt and bank conversion

Other currency variants from Revolut

Which offers are worth considering

Comparison of payout methods

What to know about the service before paying

Before your first transfer — and the next